New York — Family-Building Guide

IVF mandate: Yes (large‑group plans)Gestational surrogacy: Legal (CPSA, 2021)

New York at a glance

Clinics (approx.)
40+
Law highlight
Surrogates’ Bill of Rights
IVF coverage
Up to 3 cycles (large group)

NYC metro density with top academic + private centers; full ART spectrum.

  • IVF/IUI, egg freezing, PGT, donor/embryo programs widely available.
  • Clinics experienced with reciprocal IVF and third‑party coordination.
Consult wait~1–3 weeks (NYC)
Typical IVF (pre‑insurance)$17k–$27k+ meds
Sources & statutes